The Indiana Family and Social Services Administration (FSSA) is informing more than 10,000 current members of the Healthy Indiana Plan (HIP) that their benefits will continue through the end of April 2014 to allow additional time for them to obtain new health coverage through the federal marketplace at www.healthcare.gov. Many HIP members have faced difficulties in the marketplace enrollment process, and this extension is meant to counter any lingering effects of the federal marketplace’s well-documented technical issues.
The HIP members impacted are those between 100-200 percent of the federal poverty level who will no longer qualify for the Healthy Indiana Plan due to lower eligibility standards set forth in the Healthy Indiana Plan waiver authorized by the Centers for Medicare and Medicaid Services (CMS). The new discontinuation date for these HIP members is April 30, 2014.
“We have a responsibility to assist Healthy Indiana Plan enrollees during this transition period,” said Minott. “The fact of the matter is the health plans HIP members were told would be available starting in October have proven difficult to access due to the federal marketplace’s well-documented technical issues. This extension provides additional time for these Hoosiers to remain on their HIP plans while they complete their enrollment and gain coverage through the marketplace.”
The decision to extend HIP benefits while members roll onto federal plans could cost the state up to $11 million, which will be paid from the Healthy Indiana Plan trust fund.
“We still urge these Hoosiers to take action now to enroll in a health plan that will cover them in 2014,” added Minott. “The federal marketplace will require an application and payment long before the end of April. Also, the plans available on the marketplace all have annual deductibles which will start in January. It will help Hoosiers in the long run if they begin paying on their annual marketplace plan deductibles sooner rather than later.”
FSSA is reaching out by mail to all the HIP members expected to transition off HIP letting them know about the temporary extension and transitioning to the federal marketplace, and is encouraging them to call the Healthy Indiana Plan at 1-877-GET-HIP9 for help.